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1. Open Question: Starting a Home based business! (what do i need)?
I am starting a home based business. I need to know what all i need in order to have my business successful. I just got my DBA and now i need to know if i need to get a tax id number. Also do i need to get a tax permit. If i get a tax permit how much money would i have to pay back to the us. Also if i get one of these do i get to usse them for when i make purchases for stuff for my business so i get them at a discount or something like that?? Please i need all information that i can get. I want to make sure that i have all the proper papers and stuff that i need. SO can you please help. Thanks so much! Oh i forgot to add that i am wainting to start a home based business. As of right now i am currently have my business running.

2. Open Question: catchy business name for a secretarial home based business?


3. Open Question: At home jobs, legitimate?
I am thinking of jobs that I can do from home. I am not really sociable, but I can communicate. Can anyone name jobs that are available on the computer at home besides web page designer? My plan is to get a home based job, but also make my way to writing books too. Can I make my own business (making webpages) and selling them or templates? Would I need a college degree?

4. Open Question: What are some advantages and disadvantages of basing my business at home?
I am starting a home business, my business is an internet business, where I sell clothing and accessories on my website. What are some advantages and disadvantages of basing my business at home?

5. Open Question: FED UP with Comcast and there crappy service and Internet. Who has the best DSL Service and Satel?
Basically, I have been a Comcast Customer for 4 years now unfortunatly. I have finally met my limit with them. I have there triple play package, and alot of extras, $200 bill a month(supposed to be). As you can see over time I have given them alot of money and all I ask in return is Reliable service. I havent got it from day 1, but lately its been REALLY BAD. I run a home based business where I need internet and phone 24/7. My phone calls will drop, I will randomly hear buttons being pressed(while not pressing any), my internet drops more then DIAL UP and I cant even go watch the crappiest video quality on the internet, because my "high speed" is so slow and laggy. And, they tried to raise my bill $40 a month. Im done, I am cancelling my service tomorrow. Im leaning toward getting DirecTV. DirecTV will give me my same service( Phone, TV, Internet) for $100 a month. Thats 250 channels, 70 HD Channels, Unlimited Phone, and AT&T Internet. Thats a steal. Granted it will end up going up, but still that is a pretty good deal. I believe only AT&T is being offered in my area. So questions...how is AT&T Internet and how is DirecTV service? I dont want to leave what I have now for worse Internet and Worse Service. Im a huge sports fan and i hear DirecTV is top notch for that. Can you get as many HD channels as you want with DirecTV? Like say I select there cheaper packagee with only 150 regular channels, can I still get the 60 HD channels, etc? And how is ATT Internet speeds, etc? Im probably going to get middle class 4mbps because even tho Comcast says its 20mbps its nowhere near that atleast there download speeds arent there a joke. Please let me know what Im getting into by switching.

6. Open Question: So many of them send much/most of the money they make here back "home How are they going to pay for the fines?
"Obama Backs Senators' Immigration Overhaul Outline" Obama said work on an immigration bill should move forward based on an outline released Thursday by Sens. Chuck Schumer, D-N.Y., and Lindsey Graham, R-S.C. "A critical next step will be to translate their framework into a legislative proposal, and for Congress to act at the earliest possible opportunity," Obama said. The outline calls for illegal immigrants to admit they broke the law, pay a fine and back taxes, and perform community service if they want to get on a pathway to legal status. They would also be required to pass background checks and be proficient in English."http://abcnews.go.com/Business/wireStory?id=10141151 So many of them send much/most of the money they make here back "home." How are they going to pay for the "fines and back taxes?" Will they be given a pass (of course they will). Who in the heck is going to pay for those "background checks" and administration of the tests to prove proficiency in English? And to what level of proficiency? Who's going to pay for the enforcement of this?

7. Open Question: Are you aware you only have to fill out question #1 on your census form? The rest is none of their business.?
Answer the first question relating to occupancy then paste this to a separate piece of paper and mail it back in: To Whom it May Concern, Pursuant to Article I, Section 2, Clause 3 of the Constitution, the only information you are empowered to request is the total number of occupants at this address. My "name, sex, age, date of birth, race, ethnicity, telephone number, relationship and housing tenure" have absolutely nothing to do with apportioning direct taxes or determining the number of representatives in the House of Representatives. Therefore, neither Congress nor the Census Bureau have the constitutional authority to make that information request a component of the enumeration outlined in Article I, Section 2, Clause 3. In addition, I cannot be subject to a fine for basing my conduct on the Constitution because that document trumps laws passed by Congress; Interstate Commerce Commission v. Brimson, 154 U.S. 447, 479 (May 26, 1894)... "Neither branch of the legislative department [House of Representatives or Senate], still less any merely administrative body [such as the Census Bureau], established by congress, possesses, or can be invested with, a general power of making inquiry into the private affairs of the citizen. Kilbourn v. Thompson, 103 U.S. 168, 190. We said in Boyd v. U.S., 116 U. S. 616, 630, 6 Sup. Ct. 524,―and it cannot be too often repeated,―that the principles that embody the essence of constitutional liberty and security forbid all invasions on the part of government and it's employees of the sanctity of a man's home and the privacies of his life. As said by Mr. Justice Field in Re Pacific Ry. Commission, 32 Fed. 241, 250, 'of all the rights of the citizen, few are of greater importance or more essential to his peace and happiness than the right of personal security, and that involves, not merely protection of his person from assault, but exemption of his private affairs, books, and papers from inspection and scrutiny of others. Without the enjoyment of this right, all others would lose half their value.'" ... See More Note: This United States Supreme Court case has never been overturned. Respectfully, A Citizen of the United States of America @grob: Maybe you can take 15 sec's and read the details....? You can't tell me it's incomprehensible....

8. Open Question: How to estimate value of a home cleaning business with traffic generating website?
A maid service (Owner/Operator) nets around $40,000 (More or less same customer base) since 2006. WS with established domain and local ad campaign with adjustable customer flow. No assets other than that and only cleaning essentials. No liabilities. According to the basic Business selling formula it should be valued at least at $80,000. Is this correct in my case? Also, is the site worth Additional money, if so, how much? Thank you all for your input! Alexa ranks the site 10,544,825, whatever that means. Also, I meant to say that we could expand but we are comfortable with the existing client base, some of whom are with us since 2006. Just to be clear, thanks!

9. Open Question: I am thinking of opening a home based business wherein I would sell downloadable files through an e-store.?
I would be doing it as a sole proprietorship. I would be accepting payment from around the globe through an online payment gateway. Do I need to register my business? What taxes will I be liable to pay in case of my online business where I would be accepting payments from all over the world?

10. Open Question: Looking for some attractive names for my online baby/kids store?
I intend to start my home based business selling baby & kids clothing. Looking for some nice catchy name. Please throw in some ideas. I have some here.. 1. Kidzorous 2. Popkidz 3. Kidzamania 4. boysngals Let me know what you think!

11. Open Question: How do I get a loan after a foreclosure?
I lost my home of 12 years I raised my children there and rescued animals.I still want my home back The economy hit the construction business.We had no cc debt. I called the bank 3 months prior to falling behind.I called 3x a day to make sure they had all paperwork.I was lied to when they said they were going to look into mod until Nov.09.End of Aug. they took home back. I begged for a rescind of sale based on lie and their incompetence to communicate within company. I am still sad.I still want my home back! It has been sold twice now between realtors and still empty. I wanted to pay it off and give it to my 2 kids. It was the only thing I was really proud of in my life and I lost it.I fought a hard battle.And lost.

12. Open Question: Where do I get an address for my new business entity?
I just started a new business entity for my home based business. I need an address to put on file. I'd use my personal residence but it is currently an appartment. It is unprofessoinal, and I don't see myself being here a year from now. I was also told that PO boxes are unacceptable. Any suggestions other than asking a friend/relative to use their address? I'm wondering if there are any services out there that sort of rent out their address and forward any and all mail to me at my home address.

13. Open Question: I'm reluctant to give out my address for my home based business.?
I have a new home based service business and I would like to get in the business listings like Yellow Pages, Google, Yahoo business, etc. How do I get listed and not give a street address? Any advice?

14. Open Question: How to start an automotive detailing business in WI?
I'm a full-time college student and work part time, but have been off and on detailing cars for family members. I wanted to expand further and try to get more customers by advertising on places such as craigslist but I'm still living at home. I'm understanding if I want to start getting "real" customers I need to make a real business such as an LLC. I'm just wondering how/where I should get started? I'm having a hard time earning enough money paying for school and other expenses and would like to work for myself since its something I really enjoy doing, and I do see a customer base. Is it legal to have a business out of my parents home? I'm just wondering if anyone has information from me. I have a hard time understanding wisconsin's laws and business guidelines. Thanks

15. Open Question: How do I advertise my business?
My business is home based and I sell gift baskets for all occasions. I have a website and an email.

16. Resolved Question: How is it possible that a telephone solicitor can remotely turn on your cell phone so they can keep calling?
This is not a joke. I have been receiving numerous calls from an 866 number that has no real person on the other end. All the machine does is keep asking for my Social Security number. There is no way to get to a real person. I get several calls per day, including at night while I am asleep. I turn off my phone, and they send some sort of signal to my phone that turns it on. Then it beeps at me all night, keeping me awake. I have complained to my cell phone company and they say they will get back to me. There is nothing wrong with my cell phone. When I turn it off and call it from my home phone, the cell doesn't turn on. My call goes directly to voice mail. I get service from Verizon (the only provider in my rural area) so I can't change providers. I can't change my phone number because it is also my business number. My phone is a Motorola, with no special features -- no text, no camera, just the basic cheapest model. The phone number they call from comes up as 866-740-4298. I finally called that # from my home phone and found out it is an off-shore company based in Manila. I gave the lady with the thick accent my cell # and told her in no uncertain terms to stop calling. The calls continued at an accelerated rate. So how are they doing this to me? How do I stop it? And who do I report this to? I am sure this must be illegal.

17. Resolved Question: Should I accept my husband's help?
My husband is trying to make amends by letting me hire a nanny while I am working on my home-based business. I am too stressed out, can't manage working and taking care of our kid and recently have lost all my patience when dealing with my active 2.5 year old toddler. Also I am fighting depression, so I think a caring nanny could do a better job than me for my baby. Also I am gonna work from home so I can supervise what's going on. My husband said he will work double shifts to afford this. He has recently bought a farm with his friend, and they have chickens, horses, goats and ships as well as growing vegetables. It is recent, so right now I don't think he is making money yet. He wants to make amends because I found out recently that he cheated on me, and I forgave him, he lied to me and I had to quit my job, I don't want to get into details. Do you think I should accept his help or should I feel guilty for hiring the nanny now? She is gonna come 10 to 4, 5 days a week, $600 a month. She is very attractive and 10 years younger than me!!!! But my husband isn't home in those hours.

18. Open Question: History help please!?
How was the television developed? (Points: 3) mostly through the efforts of a single inventor as the result of accidental discoveries about radio waves mainly to support the development of the space program through the contributions of several scientists 2. Which of the following best describes the impact television had on the world in the 1940s and 1950s? (Points: 3) It contributed greatly to the rapid industrialization and modernization of many countries. Television reinforced the world's vision of America as a land of plenty. Television had very little effect on world culture in the 1940s and 1950s. The United States and the Soviet Union used television as a weapon during the Cold War. 3. What event resulted in a space race that increased tensions between the two superpowers during the Cold War? (Points: 3) the creation of the Warsaw Pact the construction of the Berlin Wall the launch of Sputnik the invention of television 4. Life changed fairly dramatically in the 1950s and 1960s as a result of technologies such as television and satellites. Which of the following describes one result of the change? (Points: 3) American children began to make significant improvements in school. Chinese factory workers were able to produce automobiles in greater quantities. Mexican farmers increased the quality and quantity of their crop yields. French teenagers wore clothing that was popular in the United States. 5. In the post-World War II era, an international pop culture developed. What effect did it have on the world? (Points: 3) It increased isolationism in Europe. It made the world seem like a smaller place to many people. It magnified the differences between cultures. It caused conflict between the two superpowers. 6. In what ways do South Asia's monsoons affect its population? (Points: 3) People must migrate from region to region, based on monsoon conditions. Most businesses and factories close, affecting local economies. People may lose their homes or lives due to devastating floods. The monsoons do not really affect South Asia's population. 7. In Africa, how did most of the European colonies achieve their independence? (Points: 3) through the use of civil disobedience through armed struggle and resistance peacefully, with little violence by going to war with their own rulers 8. Why did most European imperial powers show little resistance to letting their African colonies become independent? (Points: 3) They did not want Africa to become a battleground for the Cold War. They were concerned that the United States would demand such action. Many Western nations realized it was time to respect the ideals of self-determination. The United Nations required them to grant independence to their colonies. 9. What was the situation in most newly independent African nations in the 1960s and 1970s? (Points: 3) They were experiencing a surge in economic growth. They were fighting with their African neighbors. They were experiencing violence, civil war, and unrest. They were making a peaceful transition to democracy. 10. Which of the following best explains why some newly independent African countries, such as Kenya, were able to avoid civil war immediately after gaining independence? (Points: 3) African neighbors intervened to prevent civil war. They immediately allied themselves with either the United States or the Soviet Union. Colonial rulers made an effort to prepare the colony for independence. Imperial soldiers remained for many years to maintain peace and order. 11. What did the United Nations do after World War II that resulted in much conflict in the Middle East? (Points: 3) allowed Jewish settlers to emigrate and settle in Palestine granted Syria and Iraq full independence created a Jewish state within the borders of Lebanon proposed to divide Palestine into Jewish and Arab states 12. Why is Islamism creating conflict in the Middle East today? (Points: 3) Most Muslims believe that Jews and Christians should not be allowed to live in the region. Some Muslims believe Arab governments should be based on Islam, others believe in secular governments. Some Muslims do not believe Israel should be allowed to exist in the region; others believe it has that right. Many Israelis believe that there is no place in their society for people who are not Jewish. 13. What was one result of the 1948 Arab-Israeli War? (Points: 3) Thousands of Palestinians fled their homeland and remai

19. Open Question: I need help with Drivers Ed, Just started Home Schooling and I don't have a book, please help...?
4. To avoid nighttime glare from the headlights of an oncoming vehicle, look (1 point) to the left of the oncoming vehicle. at the windshield of the oncoming vehicle. beyond the headlights and to the right edge of the roadway. at the hood of your vehicle. 5. Drivers who are colorblind can compensate by (1 point) driving more slowly. driving only during the day. knowing the position of the lights in a traffic signal. memorizing the shapes of street signs. 6. You can feel a vehicle's side-to-side balance, called its (1 point) roll. pitch. yaw. stability. 7. Which of the following contribute(s) to reduced night vision? (1 point) headlight glare dark windshields dirty headlamps all of the above 8. Scanning means to (1 point) focus and look at everything in the driving environment. pick up bits of information quickly, with glances. read street signs and road markings. all of the above. 9. One of the most common sources of vehicle vibration comes from a vehicle's (1 point) doors. windows. tires. seats. 10. While driving, look at least ____down the road. (1 point) 5 seconds 10 to 15 seconds 20 to 30 seconds 35 seconds 11. Giving meaning to the driving task is aided by (1 point) your age. your driving experience. the weather. how fast you're going. 12. To make sure no one is about to enter your driving path, you should always look to the sides at (1 point) crosswalks. doorways. driveways. businesses. 13. Depth perception is the ability to judge (1 point) distance. things in the center of your focus. things on the side. the relative distance of objects. 14. If you are driving with your high beams on, you should switch to low beams when traffic is (1 point) two miles away. one mile away. one-half mile away. 500 feet away. 15. The SIPDE process includes (1 point) searching, identifying, positioning, dropping, and elevating. aiming high, predicting, and deciding. searching, identifying, predicting, deciding, and executing. keeping your eyes moving, finding an out, and predicting. 16. What is the goal of signaling? (1 point) To reinforce your choices. To help other drivers make their own time and space adjustments. To let others know where you have been. To create a larger vehicle-reaction time. 17. Your plan for giving meaning to the driving task should include (1 point) what kind of car you are driving. how many passengers you have in the car. what to look for. all of the above. 18. Options in a driving situation are based on a driver's (1 point) knowledge. experience. skills. all of the above. 19. When determining your options, you will gather information and make (1 point) choices. assumptions. comparisons. justifications. 20. When you use the Smith system in driving, you should (1 point) get the big picture. keep your eyes moving. make sure others see you. do all of the above. 21. A choice (1 point) is the selection between two or more possible options. cannot be made before you start driving. can be made whenever you feel like it. is the opposite of an assumption. 22. What is the time and space margin that is the distance you can see ahead of your vehicle? (1 point) visual lead response zone following interval visual control zone 23. The total time needed for a person to determine his/her options and choose one is (1 point) human-perception time. reaction time. human-reaction time. vehicle-reaction time. 24. As a driver, you will constantly have to adjust your (1 point) seat. speed. mirrors. hands on the wheel. 25. When you double your speed, it takes____ times longer to stop. (1 point) two four six eight 26. On an icy road, you should reduce your speed (1 point) by 10 miles per hour. by one-third. by one-half. to a crawl. 27. An accepted technique for managing time and space is (1 point) steering. accelerating. signaling. all of the above. 28. The best way to avoid collisions is to (1 point) drive slowly. maintain adequate space around your vehicle. stay far ahead of the car behind you. drive quickly. 29. Your visual control zone is (1 point) the distance you can see ahead of your vehicle. where you identify objects that may require a response. where you respond to what you perceive. how much space you allow between vehicles in front of and behind you. 30. The response zone is (1 point) further ahead of you than the potential immediate crash zone. the same distance away as the potential immediate crash zone. closer than the potential immediate crash zone. less important than the potential immediate crash zone. 31. You should increase your margins of safety when (1 point) driving at night. driving at high speed. being tailgated. all of the above. 32. Maintaining a safe space margin can (1 point) increase speed and visibility. decrea PLEASE HELP!!!

20. Resolved Question: My neighbors are always fighting...?
He's a soldier in the Army. She is a stay at home wife. I have never met them but we live in base housing, apartments and their living room is on the other side of the wall from my living room. They are ALWAYS fighting, at least 3-5 times a week. Lots of yelling, slamming things around, throwing things. I hear every word when they are fighting like that. I have a 3 year old son, and although my husband and I get in an occasional disagreement, we try to avoid our son being in a situation like this. My question is, is this something I should report, or just mind my own business? It's rather irritating when it's late at night, or when I have company, but for the most part, I'm sad for them... What would you do?

21. Resolved Question: Need help with a company name!?
I just started my own home based business selling safe, chemical free health, beauty and cleaning products. I need help with a catchy cute name that is marketable! Please help me with your suggestions!

22. Open Question: IT company seeking extra services.?
I work for an IT business and we are viewing extra services we can provide to our community. Wether this be home networking or some other service. My question really to you guys is, what do you want from an IT company and what would you look like to see. We are based in the UK, have a high street store and carry out repairs from laptops to TV's. We also sell internal and external components. Sensible answers please.

23. Voting Question: Selling Homemade shampoo conditioner shave cream and lotion out of your home.?
I want to open a small business out of my home selling homemade shampoos, conditioners, shave creams, lotions, candles and etc. all of which are Eco-friendly and chemical free and made with herbal remedies. What i don't understand is whether or not you need a license or something along those lines to sell the products you have made? i am based out of New Brunswick Canada and any information about how i should go about legalizing all this would be awesome. Thanks.

24. Resolved Question: In the movie 'Up in the Air', what did you think of Alex Goran (played by actress Vera Farmiga)?
{SPOILER ALERT} Did you find her to be unethical and deplorable? She seemed fine at first - ambitious and career oriented just like Ryan Bingham (George Clooney's character). On their frequent business trips, they meet up to have lots of sex. But later, we find out she's married with kids. I mean, what kind of person does this? This would mean that she deliberately took off her wedding ring when she was in that bar the first time she met Ryan. She's a total liar and a cheat. Ryan to his credit wasn't involved in any other intimate female relationship. I realize both Ryan and Alex started out their sex-based relationship with the understanding that it was no strings attached. But, I think Alex acted way too promiscuous to be considered a likable character, regardless of how sexy and lovely she was. Here's a woman who is a wife and mother at home, and she's out there living a double life acting like a flusey - telling Ryan basically that she'll be his fuK buddy and at one point to 'rub one out'. I felt betrayed by her somewhat when we found out what she was all about - the image she projected of herself to Ryan was in total misalignment with who she really was back at her home in Chicago. Do you agree? What did you think of the character Alex Goran?

25. Voting Question: Help?! I'm new with all this... Air Force Wife?!?
Hi, so my name is Sarah and I'm French. I met my wonderful boyfriend on a plane last summer while I was going on vacation in the States and he was going back home on leave. He's an American, currently stationed in Europe. Anyway, we've been together since the life-changing plane ride and it's been the most fantastic time of my life. He always hints at the fact that he wants to get down on his knee and propose to me! Luckily, I'm a good student and I got scolarship to finish my Bachelors degree in the States. I'm moving there in the fall. My boyfriend just re-took the ASVAP and is now waiting for the new list of jobs to come in his base so he can crosstrain. I'm nervous that he won't be stationed in the same state as me. But anyway, love's stronger! However, I was wondering what it was like to be engaged/married to an Air Force man? If I'm on a student visa in the States, can we still get married whenever we want or it'd be considered fraud visa? Also, I want a career as a profesor or in international business but I'm slowly realizing this will be hard to balance since we'll be fully depending on his job. That's a bummer. :-( Have any of you ladies been able to have both the successful career and the marriage?! What are the pros and cons of being married to your Air Force Man?! I love mine to death and I don't care about the flaws his job may have, I just want to be fully informed about what's gonna happened to me next since I'm relatively new to this whole Air Force world. (I had never heard about it until I sat next to him on that plane!)

26. Open Question: Help getting products below retail to sell at home.?
Hi i am thinking on starting a sort of home based business. I would like to buy products online at prices below retail and then sell them. If i do good i would like to open a store in side my local mall. I really like www.shelterdist.com and was wondering if anyone knew of site similar to this one. I am looking to sell knives (swords, daggers, throwing knives ect.) flasks, money clips, lighters, watches (both wrist and pocket), belt buckles and other novelty items like these. I am looking for sites that don't make me order a minimum number of products. I would only need like 2 of each product at 1 time, until i move from home based to store based. Also they need to be close to 50% below retail value. Also no site that you need a business license to order from. Thanks. Im looking to spend maybe $300 as a small start up. And grow as i start to sell more.

27. Voting Question: I need a unique small home based business ( that doesn't involve me being on the computer a lot )?


28. Voting Question: Home based businesses that actually make me money?
I am a 22 year old mother of a two year old and this job market stinks!! Ive applied everywhere the past couple months, So I decided to look into home based businesses, I thought of Avon first but dont know many people that actually succeeded at making money on it. Can anyone tell me real ways I can make money from home without large start up costs, or share a similar experience, it would help me out a lot!

29. Voting Question: Can I deduct my rent expenses for my home based business?
if so, which tax form will I be using?

30. Voting Question: Does any one know if there is a real home-based business that is not a scam?


31. Resolved Question: So do you agree that these are the problems with illegal aliens being present?
With all these problems associated with the illegal alien problem, how can anyone advocate and say they are good for this nation? Are there any problems not on this list that should be added? XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX Americans Working to Stop Illegal Immigration Get the Facts about Illegal Immigration . Problems With Illegal Immigration While illegal alien and amnesty supporters state complaints from Americans about illegal immigration are some form of racism, there are many very real problems associated with illegal immigration. We asked a focus groups of citizen activists who are engaged in the struggle to have America's borders secured and existing immigration laws enforced to tell us the different reasons Americans are alarmed about illegal immigration. Please review this list. More details will be added to each subject in the future. Please contact us if you have an addition for this list of problems caused by illegal immigration. . Anchor Babies: Birthright Citizenship Exploited Anti-American Attitudes Anti-Semitic Attitudes Attacks on Border Patrol and Law Enforcement agents Attacks on Free Speech in America Animal Abuse Increases Census Numbers: Negative Impact on Congressional Representation Civil rights: Devalued by comparison to illegal actions Child Endangerment Child Molestation Closed and Overcrowded Hospitals and Emergency Rooms Cost of Translators Consulates issuing Matricular Cards (ID Mexico won't even accept) Day Laborers loitering and creating public hazards Depreciated Wages for Americans and Legal Immigrants Deterioration of Common American Culture Desecration of the American Flag: Foreign Flags used aggressively Disrespect for American Laws Document Fraud Drunk driving injuries and deaths: Hit and Runs Ethnic Cleansing and Race Riots Farm animals with in city limits Food Poisoning Foreign Influence on US Politics Gangs, Graffiti, Drugs, Cartels, Smugglers, and Violence Gang Rape and unreported rapes High Birth Rates and Overpopulation Human Sex Slavery Identity Theft Increased Crime Increased Taxes for Americans Increased pressures on infrastructure (roads, traffic, water, sewer) Infectious Diseases Lost American Jobs Lost American Sovereignty Lost Self Governance of American citizens Vs. Globalism and Elitism Male Chauvinism: Gender inequality Not Speaking English, loss of common language, Press 1 for English Overcrowded Schools and Negative Impact on American Education Overcrowded single family homes Overcrowded Jails and Prisons Public Sanitation Loss: Trash and human waste in towns Racist Groups and Race Based Politics Remittances: Billions of dollars sent out of the US Economy Rule of Law: Fundamental principles of America sacrificed. Separatist Movements: Demands for autonomy Smear Campaigns and Lies: Dirty Politics Stolen American Taxpayer Resources: Tuition, Welfare, Licenses Taking limited seats in colleges at taxpayer expense Tax payer funds going to special interest groups (example) "LaRaza" Terrorism Threats and Loss of national security Trash and Negative Impact on Environment at border Unfair to Legal Immigrants Unfair Business Competition for law abiding companies Unlicensed and Uninsured Motorists Untaxed Wages Voter Fraud www.endillegalimmigration.com nicks/grease same person, I do not use white supremacist sites, Uh I am American Indian. That is the most ridiculous statement.

32. Voting Question: I am bi-polar/manic depressive. I don't work and am on Social Security disability.?
I am single and seeking to enter into a relationship with a women. The first question they always ask is what do you do for a living? If I tell them that I don't work and am disabled the conversation usually ends. My questiion is this...How do I find a women without lying about my condition. I usually say I am retired and have a home based sales training business. Any suggestions? I don't want to start a relationship out under false pretenses, and I won't lie.

33. Resolved Question: Did the war in Iraq cause the US Recession?
Now, call me a little suspicious, but why is nobody linking the current US Recession to the Iraq war? Everybody says the cause of the current state of financial depression in the US is caused by overzealous creditors and mortgage companies loaning out money when they shouldn't have, based on the promised dream of house prices in future continuing to steadily rise as they have been doing in past. Yes, the housing market is in a slump right now. But is that the reason why so many businesses are closing, why so many people are losing their jobs, their homes, their livelihoods? Why are formally well-off American families with children being forced out of their homes onto the street? It seems to be that money is rushing out of the country away from our own people and I can only think of one cause. Could it be possible that the Iraq war is the prime cause of the recession? Call me ignorant if you will, but according to the latest figures, the Iraq war has cost the America taxpayer 10 billion a month for over 66 months now. Basically, avenging September 11th (at its basest level...and yes I know we're not supposed to talk about the oil*) has cost the US 660 billion dollars to date. It also doesn't account for a penny of the billions that will be needed to take care of the thousands of disabled fighting men and women in future, for some which may be their entire lifetime. I read that currently there are about 180,000 Iraq War veterans receiving some form of disability ranging from about $1400 annually for a 10 Rating disability to about $30,000/annually for 100 Disability with extra compensation for loss of limbs. Total Current costs about $29 billion annually. These costs will continue even after the war is over. Am I barking up the wrong tree here? Could someone explain to me how these two things aren't related? I would very much appreciate it as I have been scouring the net for an answer and I can't find one. Thank you very much. * On September 2003 George W. Bush admitted that there was no evidence linking Saddam/ Iraq to 9/11. What's up with that??

34. Resolved Question: Does anyone have any experience with Worm Farms? Both selling worms and the compost left behind.?
What are the pitfalls / advantages to this kind of home based business?

35. Resolved Question: Would you pay a home based business $10 per week to pick up all the dog poop in your backyard once a week?
Would you do it if you saw all the pictures of worms that live in the poop that get into humans by walking on the ground?

36. Voting Question: is consumersbestbuy.com a scam?
I am looking for a legitimate home based business and I want to know if this site is for real

37. Voting Question: Starting a small business should i use a different address other than my home?
I have a home based business. I am in the process of get a LLC or incorporated. Would it be better if I use a different address such as getting a mailbox from UPS Store? I am a penny pincher but i don't know.. the idea of having people know where my business is my home is really my only reservation that why i didn't go "legit" yet :)

38. Resolved Question: Where can I find a good suitcase for a very REASONABLE price for a two-week trip to Europe?
I'm planning a two-week trip to Europe (approximately one week in England and another week traveling to Paris, Amsterdam and Sweden). I already have one Swiss Army carry-on bag that I have been using for about two years. It fits in every overhead bin no matter how small the plane (it can actually fit under the seat of most airplanes). I travel very light, so I never check luggage (I use "space bags" to compact my clothing and carry a large pocketbook with my "essential items"). However, for this trip I obviously will need more than my standard luggage, but I do NOT want a giant world traveling bag. I don't like checking luggage, and I probably will not use an additional bag very often. My plan would be to send most souvenirs home (I don't buy much anyway). I will need a mix of business casual attire and casual clothes. My electronics all fit nicely in my other bag (I have a small laptop and my cellphone with the usual charging accessories). I would love to find a hard case piece for around $100-150. I basically need a place for clothes, shoes and some goodies I might bring back. Any brand suggestions as well as discount stores would be appreciated (especially those based on personal experience as I am well aware I can just search randomly online--I'm more looking for recommendations).

39. Resolved Question: How do you determine adjusted basis of home and land for a home based business?
Does anyone know how to determine or find the adjusted basis of home and land for my tax return? I have a home based business in which a percentage of the house is used as a office and storage and need to figure this out for my fedral return? Any help would be appreciated............................

40. Resolved Question: Business Algebra Math Question?
Business algebra. Im not asking for the answer just the formula(s). This has to do with Baloon Payment Mortgages. Emilio is securing a 7-yr Fannie Mae "ballon" morgage for $280,000 to finance the purchase of his first home. The monthly payments are based on a 30-yr amortization. If the prevailing interest rate is %7.5/year compounded monthly, what will be Emilio's monthly payment? What will be his "balloon" payment at the end of 7 yr?

41. Voting Question: can i have my own home based business yet still be employed by a company?
I would like to start my own home based business, but i am already employed, however i am on maternity leave. Can i have a home based business or will it affect my tax codes?

42. Voting Question: Sandra Reynolds a rip-off?
My daughter aged 4 last year won a local competition for the best wedding photo so my partner and i thought it would be a good idea to contact a local modelling agency. We went for Sandra Reynolds based in our home town of Norwich. There was an up front fee of £85 to cover the modelling shoot but we were told that there would be help on the day and the fee was to cover these costs. I arrived at the venue and was guided to a very cramped changing room with about 10 other children and parents. After very little input from the staff as to what was required from my daughter, she had 3 photo shoots in different outfits provided by ourselves consisting of maybe 15 shots. This was infront of the other parents and children with each lasting less than 3 mins. we were told it was to mimic a normal photo session but i disagree as i have friends in the business. We were hurried along like sheep as i have previously mentioned there were 10 young children to get through so many became irritable and this was clearly being noticed by the staff. The whole experience was not what i expected as we were under the impression it would be more intimate and personal. We were told someone would call within 2 weeks if successfull. Needless to say we weren't as my daughter didnt photograph well enough for their junior division but they did encourage us to try again later! Gut feeling i feel i was mislead and there are a lot of people outta pocket by these guys. Would of been better to pay for a photo session with a photographer and send in the results. Have you experienced the same? if so spread the word i consider myself a bit streetwise but these guys had me completely sucked in!

43. Voting Question: Where can i find a job selling credit cards online?
Are their any credit card home based businesses?

44. Resolved Question: Was Manny Villar ever really poor?
Was Manny Villar really ever poor? AS I WRECK THIS CHAIR By William M. Esposo (The Philippine Star) Updated February 07, 2010 12:00 AM “Nakaligo ka na ba sa dagat ng basura? (Have you bathed in a sea of garbage?)” is the opening line of the jingle of Nacionalista Party presidential candidate Manny Villar which is featured in a television commercial that attempts to project him as having been one of the poorest of the poor. But was Manny Villar really one of the poorest of the poor as what his advertising has been projecting? A Chair Wrecker reader from Tondo who claimed to know the Villar family when they still resided there debunked that notion of Villar ever having been poor. This information was relayed to yours truly via our response email address. The former Villar family Tondo neighbor cited reference points to support his assertion that Manny Villar was never really poor — including the claim that Villar’s father used to have a “nikaladong (stainless steel clad)” private Jeep. During the 1950s, a nikaladong private Jeep is a status symbol in Tondo, definitely not the hallmark of a poor household. Considering how Manny Villar has been dodging the serious issues pertaining to his use of public office in order to add immense benefits and profits to his businesses, your Chair Wrecker decided to do some investigating. Guess what Manny Villar’s online bio revealed: “Manuel Villar Jr. was born on December 13, 1949 in Tondo, a densely populated district of Manila. He was the second of nine children of Manuel Villar Sr., a government employee, and Curita Bamba, a seafood dealer. As a young boy, he helped his mother sell fish, crabs, and shrimp in Divisoria to help earn money to pay for his education. Villar finished his education at Holy Child Catholic School in 1962, and finished his high school education at Mapua Institute of Technology in 1966. He attended the University of the Philippines-Diliman and earned his bachelor’s degree in business administration in 1970. He returned to the same school to earn his master’s degree in business administration in 1973.” In the early 1950s, the rich lived in the big compounds in Ermita and Pasay and what was called New Manila in Quezon City. In Tondo, you found the middle class and the poor as well. Former president Joseph Estrada also claims roots in Tondo but his family was never poor. Based on his online bio, Villar cannot really justify calling himself poor. The Villar Tondo home, as shown on his 2009 TV commercials, was made of sturdy materials. It has lasted to this day. His father was employed while his mother operated a fish, crab and shrimp dealership in lucrative Divisoria Market. It may not be Class AB household income but it is definitely not Class E. Proof that the Villar children were never really wanting is the fact that Manny Villar studied in private schools. The indigent kids went to public school. Enrolling one’s child in a private school is a middle class value and option. The indigent kids who do manage to finish high school would tend to immediately learn a craft in order to be able to earn money right away. Aspiring for a business administration master’s degree is not the usual post high school move of indigent kids. Villar narrated on his 2009 TV commercial, with Boy Abunda interviewing him, that as a young kid he thought that corned beef was soupy because that was how they used to prepare it at home. This, he claimed, was their way to ensure that everybody had a share. But the fact is that there are really two ways to cook canned corned beef. One is the dry sautéed type while the other is the soupy type where you can add potatoes and cabbage. Both the rich and the middle class enjoy corned beef both ways. Also, poor folks, especially a family of eleven, CANNOT AFFORD to eat canned corned beef. For a family of 11 to be eating corned beef confirms that the Villar family is anything but poor. That was the case then and more so now when the poor go hungry or manage to eat only one meal a day. Up to the 1980s, people from the provinces consider it a status symbol to be eating corned beef. That is why canned foodstuffs, especially corned beef, are being displayed in the sala by many households in the provinces for these to be seen by visitors. For Manny Villar to don this facade of being “poor” once upon a time just to gain political advantage should make every Filipino voter ponder as to what else he would be willing to do just to attain his objective. Wisdom from a cherished honest man Tomorrow, our family will mark the death anniversaries of our Dad and Mom who both died on the same date, four years apart. Mom passed away on February 8, 1966 while Dad passed away on February 8, 1970. Our Dad was the most honest person we knew. During the era of President Elpidio Quirino, a close friend and former classmate of Dad, an opportunity was given to Dad to make a cool P200,000 — a fortune th

45. Resolved Question: My husband wants to move and I don't?
My husband works 2 hours from home (he and his dad own a business and it's based where his parents live). His schedule is really wishy washy. sometimes he'll be home for the most part of 2-3 months and then sometimes he might be gone for as many as 10 days at a time (for the most part he is here at home).. Well he wants to move to where he's closer to work and in the middle of where he works and where we currently live (where my whole family lives).. Maybe I'm being unreasonable but he's asking me to uproot my whole life and our 4 year old sons and move to a town where there is noone around who we know just so he come come home at night... mind you he leaves for work at 5 am and doesn't come home until 10 p.m when he works.. that is before we wake up and after we go to bed. Because of his work hours and mine I constantly need help from my family picking up my son from school and going to different activities b/c it's just me taking care of him for the most part (even when my husband is here). Moving where he wants to I'm an hour and fifteen min from my family and 45 min from his (who wouldn't be any help to me anyways). Am I'm being unreasonable not agreeing to take our child out of school, quit my new job that I just spent years in college to get to move to a place where we will not be close to either family. I just feel like it will be the same as it is at our house as far as seeing each goes and the only change is me and the kiddie have to start whole new lives and I'll be alone with no friends and no family. To the poster who stated, "Start to accept the responsibility of taking care of your own family. It is not your parents or in-laws job to pick up your kids at school and get them to other activities. I take care of my child. I'm a burn center icu nurse the shifts are not 8:15-2:50 to match my son's school schedule.. mines 7-3.. Some kids go to daycare I have the luxury that family can help when needed. When someone doesn't show up for their shift I can't just leave patients.. so to me it's a necessity that there is someone who I can call on short notice.. the last thing anyone who knows me would say is that I pawn my kid off, our anniversary and birthdays are even spent with the little one... if i'm off work he's with me. I wish part-time work was an option for our family.. it's not. Also, living closer would not allow us to see hubby more.. that's my problem.. he'd get home after we go to bed and leave before we wake up.

46. Resolved Question: 10 Things Men Wish Women Knew?
1. Confidence is Sexier Than the Sports Illustrated Swimsuit Issue How a woman sees herself is ultimately how the man will see her. Despite how media and commercialism tries to bend this rule, attraction is only partially about a woman's physical appearance. Studies have shown time and again that men's attraction to women is a combination of personality, confidence and body language. In other words, feeling sexy is being sexy! ---------------------------------------------------------- 2. Leave us Alone in the Bathroom I won't bother you if you don't bother me. This is how most men think about the bathroom. Men generally dislike being disrupted in the bathroom, no matter what they are doing. They do not want to be asked how their day was, or if they are going "number two." In addition, most men prefer their partner to close the door when they are doing their own business. ------------------------------------------------------------ 3. Pornography is not a Replacement for Sex With You Pornography and self-gratification are very common among men. So common, in fact, that the three-fourths of men who admit to it in studies could very well be the only ones telling the truth. As long as the pornography is not a crutch for a troubled relationship, it is a harmless act. If you are concerned about his involvement with porn, the best approach is to talk about it with an open mind, rather than to make accusations. Set boundaries if you must, but a closet porn-watcher is much more unhealthy than one who is open about it with his partner. ---------------------------------------------------------------- 4. The Fastest Way to a Man's Heart Really is Through His Stomach Men love being cooked for, which has absolutely nothing to do with the stereotype of the barefoot and pregnant wife slaving away over a hot stove while he's off doing men's work. It's the 21st century, and studies show men are doing more of the cooking than ever before. Men, however, continue to enjoy the privilege of a home-cooked meal. In fact, Australian research shows men sometimes prefer good food to sex. Good cooking may very well lead to the last headache you'll ever need to fake. ------------------------------------------------------ 5. We Love the Sound of Your Voice in the Bedroom You don't have to go overboard -- just let him know he's on the right track. Unless, of course, he isn't, then that is a whole different discussion. Many men base their success, in the moment, on their partners' verbal and visual cues. Studies have shown that men are much more likely to orgasm during their partners' bouts of verbal ecstasy than while quiet. Your voice may be all the Viagra he will ever need. --------------------------------------------------------------- 6. Men Aren't Sexoholics, We Just Need to Feel Wanted While sex is a biological draw in men, it is also an emotional one. Sex is much more than just biology to a man, it is an outlying force which rates his overall satisfaction with life. Men need to feel wanted, and regular sex offers him a confidence that will carry over into everything he does. When he is rejected from sex, he feels rejected as a partner, husband and provider. --------------------------------------------------------------- 7. We Like the Idea of Romance, We Just Don't Always Know What to do Most men have tried to be a Romeo at some point in their lives. We know we love you, we want to show you, but we are not always sure how to do it. Sometimes these efforts are hidden within such simple gestures as fixing the kitchen sink, or building a new shelf in the bathroom. Compared to long-stem roses, these offerings may not seem romantic to women, but they truly mean so much coming from your man. ---------------------------------------------------------------- 8. Men Enjoy the Challenge of Getting Lost and Finding Our Way Back This is a big one between many men and women, especially if you have been in a relationship for a long time. Men will inevitably get lost, refuse to ask for directions, and by the time they get where they were going, their partner is fuming with irritation. Relax, men have made it this far in life without anyone guiding us, so why start now. Men love the feeling of self-navigating out of a jam. Don't rob us of this proud moment, and we won't rob you of the time it takes to choose a perfect skirt to go with that blouse. ------------------------------------------------------------------ 9. "Ok" is an Acceptable Answer to "How Was Your Day?" Studies show men use the same amount of words per day as women -- we just don't always talk about the same things. At the end of the work day, the woman is anxious to tell him all about her it -- 'this happened, then that, she said this and I did that.' When she asks him about his day, he shrugs and says, "it was ok," and this drives her nuts. Remember, if we really have something to tell you, we will. Most men are reserved talkers. It's not that we don't want 10. What You See Is What You Get Most men have run into a relationship where his partner loved most everything about him, except for those one or two things that really drove her nuts. She may have believed that she could change him, or perhaps he even told her that he could change. Truth is, for most men, what you see is what you get. If you don't like what you see, then you're probably not going to like what you get! Don't think you can change us, because you probably can't.

47. Voting Question: Would you agree to getting rid of these government programs?
Personal Income Tax Division of the IRS National Endowment for the Arts National Wild Horse and Burro Program (HUH?) Dept. of Education Dept of Energy FEMA (a corrupt organization if there ever was one--leave it to charities) FDIC (a sham program with only a fraction of funds needed to save banks) Freddy Mac & Fannie Mae (helped cause present economic conditions) Administration on Aging (AoA) Administration for Children and Families (ACF) Administration on Developmental Disabilities (ADD) Administration for Native Americans (ANA) Children's Bureau (CB) Family and Youth Services Bureau (FYSB) Head Start Bureau (HSB) Healthy Marriage Initiative (HMI) Low Income Home Energy Assistance Program (LIHEAP) Office of Child Support Enforcement (OCSE) Office of Community Services Block Grant (OCS) Office of Family Assistance (OFA) Temporary Assistance for Needy Families (TANF) Office of Refugee Resettlement (ORR) President's Committee for People with Intellectual Disabilities (PCPID) Agency for Healthcare Research and Quality (AHRQ) Agency for Toxic Substances and Disease Registry (ATSDR) Centers for Medicare and Medicaid Services (CMS) Health Resources and Services Administration (HRSA) Indian Health Service (IHS) National Institutes of Health (NIH) Office for Civil Rights (OCR) Office of Minority Health (OMH) Program Support Center (PSC) Substance Abuse and Mental Health Services Admin.(SAMHSA) Office of the National Coordinator for Health Information Technology (ONCHIT) Center for Faith-Based and Community Initiatives (CFBCI) Employees' Compensation Appeals Board (ECAB) Employment Standards Administration (ESA) The Office of Labor-Management Standards (OLMS) Office of Workers' Compensation Programs (OWCP) Wage and Hour Division (WHD) Employment and Training Administration (ETA) Employee Benefits Security Administration (EBSA) Women's Bureau (WB) Job Corps Bureau of East Asian and Pacific Affairs Bureau of Economic and Business Affairs Bureau of Educational and Cultural Affairs Internet Access and Training Program Bureau of European and Eurasian Affairs Bureau of Human Resources Bureau of Information Resource Management Bureau of Intelligence and Research Bureau for International Narcotics and Law Enforcement Affairs Bureau of International Organization Affairs Bureau of International Security and Nonproliferation Bureau of Legislative Affairs Bureau of Near Eastern Affairs Bureau of Oceans and International Environmental and Scientific Affairs Bureau of Overseas Buildings Operations Bureau of Political-Military Affairs Bureau of Population, Refugees, and Migration Bureau of Public Affairs Bureau of Resource Management Bureau of South Asian Affairs Bureau of Verification, Compliance, and Implementation Bureau of Western Hemisphere Affairs Counterterrorism Office (which produces the Patterns of Global Terrorism report) National Foreign Affairs Training Center (former Foreign Service Institute) Office of International Information Programs Office of the Legal Adviser Office of Management Policy Office of Protocol Office of the Science and Technology Adviser Office to Monitor and Combat Trafficking in Persons Office of War Crimes Issues (They blew the Bush war crimes) Car Allowance Rebate System (Cash for Clunkers) Cash for Appliances Program Bureau of the Public Debt Community Development Financial Institution Fund (CDFI) FHA HUD SOCIAL SECURITY INDEPENDENT AGENCIES Of the U.S. GOVERNMENT; National health and insurance system African Development Foundation Advisory Council on Historic Preservation (ACHP) Agency for International Development (USAID) American Battle Monuments Commission (ABMC) Appalachian Regional Commission (ARC) U.S. Arctic Research Commission (USARC) Central Intelligence Agency (CIA) (EVIL WAR-MONGERS) US Commission on Civil Rights (USCCR) Commission on Security and Cooperation in Europe (CSCE) Corporation for National and Community Service (CNCS) Court Services and Offender Supervision Agency (CSOSA) Delaware River Basin Commission (DRBC) Equal Employment Opportunity Commission (EEOC) Export-Import Bank of the United States (ExIm) Farm Credit Administration (FCA) Federal Communications Commission (FCC) Federal Election Commission (FEC) Federal Maritime Commission Federal Mine Safety & Health Review Commission (FMSHRC) Federal Reserve System (a pseudo government, semi-private organization) Federal Retirement Thrift Investment Board Federal Trade Commission (FTC) Foreign Claims Settlement Commission of the United States (FCSC) General Services Administration (GSA) Institute of Museum and Library Services (IMLS) Inter-American Foundation (IAF) International Trade Commission (ITC) Learn and Serve America (LSA) National Capital Planning Commission (NCPC) National Credit Union Administration (NCUA) National Endowment for the Humanities (NEH) National Ice Center (NIC) National Labor Relati

48. Resolved Question: How to find a homebased business?
i'm looking into getting in to a home-based business.. How can I find a good honest one?

49. Resolved Question: dream interpretations: Drowning & Car Theft?
hubby had a dream back in december 1st one: was at the swimming with our kids, our youngest went under he managed to pull the older one out no lifeguard in sight, suddenly someone came and pulled her out. 2nd dream: His car was stolen from the driveway he looked and looked and finally he found it in a neighbors yard and got recovered. these happened days apart. we thought it was relating to his "identity" (based on dream interpretation websites) but more relating to faith because he was working on the sabbath. he said after the new year he'd stop. recently hes been acting strange, not himself and out of the blue he's asking for a divorce (origionally wanted to see a marriage councellor but i called his friend a name ... as i found her in my house when i got home from work Right after he said I had 90 days to make a change or he was leaving. of course I wasnt going to be nice to her because this happened out of the blue and they met at the olympics and thats when he started avoiding my calls. he earlier mentioned something was his cry for help. we were gonna work stuff out after he was making arguments over tiny things that didnt make sense - he started getting angry at me so I said i didnt want him bring that ___ around. he flipped out (he's never defended me that way against his family who badmouth me!) so of course what else am i supposed to think?) anyways i realized the dream more relates to what is currently happening. hes moved out. I had a sense this was a spiritual battle as like i said all his priorities and things he valued changed overnight. I was wondering if someone could shed some better light on this? i read elsewhere drowning and dying meant loss of a business or relationship (we have a business together) But I was wondering - if my daughter AND the car in both dreams after searching and searching got recovered ... wat do you think that represents? (havent found anything regarding "recovering" of things like this) I dont know if it means getting rid of me will make him find himself again? or he will find himself AND the relationship will be restored? we've been together for about 6.5 years and married for barely 6 months! I cant afford the house on my own or the kids school so i might have to pull them out. would love it if anyone had any answers so i can plan one way or the other! thanks for reading my super long details! thanks so much for that. that is really heart breaking to hear. when guys have drifted to another girl I've usually had dreams about it. both times they've come clean and didnt actually do anything but it was dangerously close. one was the ex and the other was hubby. (back in the early days) so far no dreams yet. (yay) after realizing our fights was not emotionally/physically and realizing that it may be more spiritual (he stopped coming to church) i realized that may be why hes not himself (everyone's noticed friends family etc.) and if hes lost sight and not there (not his true self) then If the worst did happen I did tell him I'd forgive him. we're been through a lot and I think if we get through this bump it'll make us stronger. as it has in the past. =)

50. Resolved Question: What Are My Health Insurance Options When Hiring First Employee(s)?
My 7-year-old small business is about to graduate from being a home-based business to moving into a small commercial office space and hiring its first employee(s). For the past several years, my company has had a small group plan with BCBS of FL (basically one enrollee with family coverage, including maternity.) As the premiums are $1,000+/month, there is NO way that my business can afford to pay for even half of that level of coverage for its first employee(s). That said, I'd very much like to offer some basic level of coverage: perhaps $200/month toward single only high-deductible HMO or PPO level coverage. What should I be thinking about to be able to (a) keep my own family's coverage unchanged and (b) accomplish my goal to offer/subsidize a more modest level of health insurance for full-time employees?